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	<title>Comments on: 10 Ideas for Living a Life Without Credit or Debt</title>
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	<link>http://zenhabits.net/2007/08/10-ideas-for-living-a-life-without-credit-or-debt/</link>
	<description>Simple Productivity</description>
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		<title>By: My Get Things Done List &#187; Blog Archive &#187; 10 Ways To Improve Your Financial Situation In Just 15 Minutes [zen habits]</title>
		<link>http://zenhabits.net/2007/08/10-ideas-for-living-a-life-without-credit-or-debt/#comment-68796</link>
		<dc:creator>My Get Things Done List &#187; Blog Archive &#187; 10 Ways To Improve Your Financial Situation In Just 15 Minutes [zen habits]</dc:creator>
		<pubDate>Sun, 03 May 2009 04:27:00 +0000</pubDate>
		<guid isPermaLink="false">http://zenhabits.net/2007/08/10-ideas-for-living-a-life-without-credit-or-debt/#comment-68796</guid>
		<description>[...] 10 Ideas for Living a Life Without Credit or Debt [...]</description>
		<content:encoded><![CDATA[<p>[...] 10 Ideas for Living a Life Without Credit or Debt [...]</p>
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		<title>By: Jethro Tull</title>
		<link>http://zenhabits.net/2007/08/10-ideas-for-living-a-life-without-credit-or-debt/#comment-65560</link>
		<dc:creator>Jethro Tull</dc:creator>
		<pubDate>Wed, 08 Apr 2009 22:57:17 +0000</pubDate>
		<guid isPermaLink="false">http://zenhabits.net/2007/08/10-ideas-for-living-a-life-without-credit-or-debt/#comment-65560</guid>
		<description>Re: #9-
 Yes, you CAN own your own abode. After years of throwing money away on rent, I cashed out an IRA and bought a double-wide trailer and the lot under it for around 35 large cash. If you aren&#039;t concerned about keeping up with the Joneses and are willing to commit to staying within your means, you can be free of rent or mortgage payments. It&#039;s a nice, clean place and my neighbors are mostly retirees. After 10PM, it&#039;s quiet around here- VERY easy to get used to!  I&#039;m getting a full night&#039;s sleep for the first time in years! My mental and physical health has improved tremendously, and you can&#039;t put a price on that. Of course, I have homeowner&#039;s insurance and pay property taxes- together they amount to about what I was paying for 4 month&#039;s rent downtown. The feeling of freedom is absolutely exhilarating- it&#039;s not fancy, but it&#039;s MY home, free and clear!</description>
		<content:encoded><![CDATA[<p>Re: #9-<br />
 Yes, you CAN own your own abode. After years of throwing money away on rent, I cashed out an IRA and bought a double-wide trailer and the lot under it for around 35 large cash. If you aren&#8217;t concerned about keeping up with the Joneses and are willing to commit to staying within your means, you can be free of rent or mortgage payments. It&#8217;s a nice, clean place and my neighbors are mostly retirees. After 10PM, it&#8217;s quiet around here- VERY easy to get used to!  I&#8217;m getting a full night&#8217;s sleep for the first time in years! My mental and physical health has improved tremendously, and you can&#8217;t put a price on that. Of course, I have homeowner&#8217;s insurance and pay property taxes- together they amount to about what I was paying for 4 month&#8217;s rent downtown. The feeling of freedom is absolutely exhilarating- it&#8217;s not fancy, but it&#8217;s MY home, free and clear!</p>
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		<title>By: Alex Pagnoni &#187; Il meglio di Internet (19/08/07)</title>
		<link>http://zenhabits.net/2007/08/10-ideas-for-living-a-life-without-credit-or-debt/#comment-64572</link>
		<dc:creator>Alex Pagnoni &#187; Il meglio di Internet (19/08/07)</dc:creator>
		<pubDate>Fri, 27 Mar 2009 23:02:29 +0000</pubDate>
		<guid isPermaLink="false">http://zenhabits.net/2007/08/10-ideas-for-living-a-life-without-credit-or-debt/#comment-64572</guid>
		<description>[...] una società sempre più indebitata come la nostra, ecco alcune idee per vivere senza crediti e debiti (inglese). In ogni caso, spesso le persone intelligenti fanno lo stesso grandi errori con il denaro [...]</description>
		<content:encoded><![CDATA[<p>[...] una società sempre più indebitata come la nostra, ecco alcune idee per vivere senza crediti e debiti (inglese). In ogni caso, spesso le persone intelligenti fanno lo stesso grandi errori con il denaro [...]</p>
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		<title>By: Alex Pagnoni &#187; Il meglio di Internet (24/09/07)</title>
		<link>http://zenhabits.net/2007/08/10-ideas-for-living-a-life-without-credit-or-debt/#comment-64569</link>
		<dc:creator>Alex Pagnoni &#187; Il meglio di Internet (24/09/07)</dc:creator>
		<pubDate>Fri, 27 Mar 2009 22:57:03 +0000</pubDate>
		<guid isPermaLink="false">http://zenhabits.net/2007/08/10-ideas-for-living-a-life-without-credit-or-debt/#comment-64569</guid>
		<description>[...] 10 idee per vivere una vita senza crediti e debiti - in realtà dal mio punto di vista è una lista più in un&#8217;ottica di controllo delle spese che di aumento delle entrate, ma è comunque interessante. Consiglio in ogni caso l&#8217;acquisizione di abitudini fondamentali come quelle raccontate ne L&#8217;uomo più ricco di Babilonia, il primo dei libri da leggere per imparare a gestire il denaro e diventare finanziariamente indipendenti. [...]</description>
		<content:encoded><![CDATA[<p>[...] 10 idee per vivere una vita senza crediti e debiti &#8211; in realtà dal mio punto di vista è una lista più in un&#8217;ottica di controllo delle spese che di aumento delle entrate, ma è comunque interessante. Consiglio in ogni caso l&#8217;acquisizione di abitudini fondamentali come quelle raccontate ne L&#8217;uomo più ricco di Babilonia, il primo dei libri da leggere per imparare a gestire il denaro e diventare finanziariamente indipendenti. [...]</p>
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		<title>By: 50 Tips for Frugal Living From Zen Habits &#171; The Non-Consumer Advocate</title>
		<link>http://zenhabits.net/2007/08/10-ideas-for-living-a-life-without-credit-or-debt/#comment-63525</link>
		<dc:creator>50 Tips for Frugal Living From Zen Habits &#171; The Non-Consumer Advocate</dc:creator>
		<pubDate>Mon, 16 Mar 2009 06:24:47 +0000</pubDate>
		<guid isPermaLink="false">http://zenhabits.net/2007/08/10-ideas-for-living-a-life-without-credit-or-debt/#comment-63525</guid>
		<description>[...] credit cards, and auto loans, and mortgages. I consider them a waste of money. I’ve talked about how to live without credit before, and I recommend it for a frugal lifestyle. Consider any other accounts or loans where you pay [...]</description>
		<content:encoded><![CDATA[<p>[...] credit cards, and auto loans, and mortgages. I consider them a waste of money. I’ve talked about how to live without credit before, and I recommend it for a frugal lifestyle. Consider any other accounts or loans where you pay [...]</p>
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		<title>By: 50 Tips For Frugal Living &#171; Donald Ryles Ph.D Paranormal News Blog</title>
		<link>http://zenhabits.net/2007/08/10-ideas-for-living-a-life-without-credit-or-debt/#comment-63445</link>
		<dc:creator>50 Tips For Frugal Living &#171; Donald Ryles Ph.D Paranormal News Blog</dc:creator>
		<pubDate>Sun, 15 Mar 2009 05:25:55 +0000</pubDate>
		<guid isPermaLink="false">http://zenhabits.net/2007/08/10-ideas-for-living-a-life-without-credit-or-debt/#comment-63445</guid>
		<description>[...] credit cards, and auto loans, and mortgages. I consider them a waste of money. I’ve talked about how to live without credit before, and I recommend it for a frugal lifestyle. Consider any other accounts or loans where you pay [...]</description>
		<content:encoded><![CDATA[<p>[...] credit cards, and auto loans, and mortgages. I consider them a waste of money. I’ve talked about how to live without credit before, and I recommend it for a frugal lifestyle. Consider any other accounts or loans where you pay [...]</p>
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	<item>
		<title>By: Tips For Improving Your Financial Life… &#124; Performance Chiropractic Blog</title>
		<link>http://zenhabits.net/2007/08/10-ideas-for-living-a-life-without-credit-or-debt/#comment-62999</link>
		<dc:creator>Tips For Improving Your Financial Life… &#124; Performance Chiropractic Blog</dc:creator>
		<pubDate>Thu, 12 Mar 2009 05:10:25 +0000</pubDate>
		<guid isPermaLink="false">http://zenhabits.net/2007/08/10-ideas-for-living-a-life-without-credit-or-debt/#comment-62999</guid>
		<description>[...] 10 Ideas for Living a Life Without Credit or Debt  How I Ended My Love Affair With the Credit Card (and Why I Use Cash) [...]</description>
		<content:encoded><![CDATA[<p>[...] 10 Ideas for Living a Life Without Credit or Debt  How I Ended My Love Affair With the Credit Card (and Why I Use Cash) [...]</p>
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	<item>
		<title>By: Tips For Improving Your Financial Life… &#124; Performance Chiropractic Blog</title>
		<link>http://zenhabits.net/2007/08/10-ideas-for-living-a-life-without-credit-or-debt/#comment-61909</link>
		<dc:creator>Tips For Improving Your Financial Life… &#124; Performance Chiropractic Blog</dc:creator>
		<pubDate>Mon, 02 Mar 2009 00:49:16 +0000</pubDate>
		<guid isPermaLink="false">http://zenhabits.net/2007/08/10-ideas-for-living-a-life-without-credit-or-debt/#comment-61909</guid>
		<description>[...] 10 Ideas for Living a Life Without Credit or Debt [...]</description>
		<content:encoded><![CDATA[<p>[...] 10 Ideas for Living a Life Without Credit or Debt [...]</p>
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		<title>By: Sefa</title>
		<link>http://zenhabits.net/2007/08/10-ideas-for-living-a-life-without-credit-or-debt/#comment-60475</link>
		<dc:creator>Sefa</dc:creator>
		<pubDate>Mon, 16 Feb 2009 07:08:34 +0000</pubDate>
		<guid isPermaLink="false">http://zenhabits.net/2007/08/10-ideas-for-living-a-life-without-credit-or-debt/#comment-60475</guid>
		<description>Very helpful articles! Thanks..</description>
		<content:encoded><![CDATA[<p>Very helpful articles! Thanks..</p>
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		<title>By: Jacques</title>
		<link>http://zenhabits.net/2007/08/10-ideas-for-living-a-life-without-credit-or-debt/#comment-59493</link>
		<dc:creator>Jacques</dc:creator>
		<pubDate>Thu, 05 Feb 2009 09:36:10 +0000</pubDate>
		<guid isPermaLink="false">http://zenhabits.net/2007/08/10-ideas-for-living-a-life-without-credit-or-debt/#comment-59493</guid>
		<description>I have never believed in a credit card however with my business I have no choice. I only use it though when I know i am good for the money. Great tips and advice here.</description>
		<content:encoded><![CDATA[<p>I have never believed in a credit card however with my business I have no choice. I only use it though when I know i am good for the money. Great tips and advice here.</p>
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