Comments on: The Cheapskate Guide: 50 Tips for Frugal Living http://zenhabits.net/2007/08/the-cheapskate-guide-50-tips-for-frugal-living/ Simple Productivity Fri, 16 Oct 2009 00:14:22 -0400 http://wordpress.org/?v=2.8.5 hourly 1 By: Mega Guide: How to Get Out (and stay out) of Credit Card Debt | Master Your Card http://zenhabits.net/2007/08/the-cheapskate-guide-50-tips-for-frugal-living/#comment-76836 Mega Guide: How to Get Out (and stay out) of Credit Card Debt | Master Your Card Mon, 29 Jun 2009 13:02:28 +0000 http://zenhabits.net/2007/08/the-cheapskate-guide-50-tips-for-frugal-living/#comment-76836 [...] This is the amount of money you have left over after all of your bills have been paid. To get this number, you’ll subtract your total monthly bills from your total monthly income – which should be listed on your budget sheet for you if you did one. If your net disposable income is a negative number, then you need to rework the budget. That usually means you’re living beyond your means and have been relying on your credit cards to get you by. Well, guess what? That’s why you’re in debt! Focus on your budget and find out where you can cut costs and learn to live frugally. [...] [...] This is the amount of money you have left over after all of your bills have been paid. To get this number, you’ll subtract your total monthly bills from your total monthly income – which should be listed on your budget sheet for you if you did one. If your net disposable income is a negative number, then you need to rework the budget. That usually means you’re living beyond your means and have been relying on your credit cards to get you by. Well, guess what? That’s why you’re in debt! Focus on your budget and find out where you can cut costs and learn to live frugally. [...]

]]> By: Miranda http://zenhabits.net/2007/08/the-cheapskate-guide-50-tips-for-frugal-living/#comment-76335 Miranda Fri, 26 Jun 2009 15:42:17 +0000 http://zenhabits.net/2007/08/the-cheapskate-guide-50-tips-for-frugal-living/#comment-76335 I don't generally post to anything I read, but I feel that I must. First of all, I didn't read all of the posts because I was tired of people criticizing how others live their lives. If you don't want to be frugal or save money, why are you reading this? There will always be sacrifice to accomplish what you desire. You will sacrifice more time for more money, earning money for more time, or sacrificing material things to save money (This also applies to situations that don't involve money). I want those of you that don't understand frugality to hear me say, " I ENJOY being frugal!" I think it is fun. It's a challenge. Kind of like a game that is also allowing me to save for the ultimate future, which is being even more frugal while blessing other people's socks off! Giving them a "hand up" instead of a "hand out"! I don’t generally post to anything I read, but I feel that I must. First of all, I didn’t read all of the posts because I was tired of people criticizing how others live their lives. If you don’t want to be frugal or save money, why are you reading this? There will always be sacrifice to accomplish what you desire. You will sacrifice more time for more money, earning money for more time, or sacrificing material things to save money (This also applies to situations that don’t involve money).
I want those of you that don’t understand frugality to hear me say, ” I ENJOY being frugal!” I think it is fun. It’s a challenge. Kind of like a game that is also allowing me to save for the ultimate future, which is being even more frugal while blessing other people’s socks off! Giving them a “hand up” instead of a “hand out”!

]]> By: GT http://zenhabits.net/2007/08/the-cheapskate-guide-50-tips-for-frugal-living/#comment-75672 GT Wed, 24 Jun 2009 00:20:14 +0000 http://zenhabits.net/2007/08/the-cheapskate-guide-50-tips-for-frugal-living/#comment-75672 I have seen people that Do live in caves (asia) They are seaweed farmers and life off the land,do with verry little. This same area I am referring to in Asia is where the average population makes one dollar for a 12 hour day of hard labor. They manage,they are some of the most beautifull unspoiled people I have ever seen,They give even when they have so little to give.Close family ties,live off the land,spiritual (I am nOT talking about man made religious fanatics)In tune with the forces of nature/cosmos. Great examples of humanity and how we can live off barely nothing if we try. ---------------------------------------------------------------------- The opposite we see- In the USA it's just a waistland of spoiled suburbia housewife's who need their; Malls,SUV's,Latte coffee for $5 per cup,Prozac,botox,hair+nails done every week, they are Fat-(More like OBESE)unhealthy/depressed-pumped full of prescription meds. Are the people in the USA lucky to have all these expensive"toxins"?Is this what money buys? Some of the comments on this discussion are mindboggling to me. "I have the right to own a new house" "I need the Mall" "I want nice things ,so what" "I want to eat out" Spoiled,spoiled,spoiled,spoiled consumer manipulated zombies. I have seen people that Do live in caves (asia)
They are seaweed farmers and life off the land,do with verry little.
This same area I am referring to in Asia is where the average population makes one dollar for a 12 hour day of hard labor.
They manage,they are some of the most beautifull unspoiled people I have ever seen,They give even when they have so little to give.Close family ties,live off the land,spiritual (I am nOT talking about man made religious fanatics)In tune with the forces of nature/cosmos.
Great examples of humanity and how we can live off barely nothing if we try.
———————————————————————-
The opposite we see-
In the USA
it’s just a waistland of spoiled suburbia housewife’s who need their;
Malls,SUV’s,Latte coffee for $5 per cup,Prozac,botox,hair+nails done every week,
they are Fat-(More like OBESE)unhealthy/depressed-pumped full of prescription meds.
Are the people in the USA lucky to have all these expensive”toxins”?Is this what money buys?
Some of the comments on this discussion are mindboggling to me.
“I have the right to own a new house”
“I need the Mall”
“I want nice things ,so what”
“I want to eat out”
Spoiled,spoiled,spoiled,spoiled consumer manipulated zombies.

]]> By: Kameron http://zenhabits.net/2007/08/the-cheapskate-guide-50-tips-for-frugal-living/#comment-75664 Kameron Tue, 23 Jun 2009 23:18:15 +0000 http://zenhabits.net/2007/08/the-cheapskate-guide-50-tips-for-frugal-living/#comment-75664 I've always been a cheap bastid (pardon me, frugal). And it's funny to me how since The Economy (R) has gone to crap, everyone's panicked ... but I'm doing the exact same thing with my spending as 6 years ago. Stick to my budget, bargain shop, 15% of my income saved for retirement. If you can get in the habit of using a few of these cheapskate tips, you'll be better of in the long run. And by better off, I mean a millionaire because you'll have a big fat Roth IRA waiting for you at 50 or 60 years old... I’ve always been a cheap bastid (pardon me, frugal). And it’s funny to me how since The Economy (R) has gone to crap, everyone’s panicked … but I’m doing the exact same thing with my spending as 6 years ago. Stick to my budget, bargain shop, 15% of my income saved for retirement.

If you can get in the habit of using a few of these cheapskate tips, you’ll be better of in the long run. And by better off, I mean a millionaire because you’ll have a big fat Roth IRA waiting for you at 50 or 60 years old…

]]> By: Lily http://zenhabits.net/2007/08/the-cheapskate-guide-50-tips-for-frugal-living/#comment-75115 Lily Sat, 20 Jun 2009 22:07:02 +0000 http://zenhabits.net/2007/08/the-cheapskate-guide-50-tips-for-frugal-living/#comment-75115 I realise now that in my older post I wrote "A colleague used to make all sorts of nasty comments when I was feeling something nice" instead of "A colleague used to make all sorts of nasty comments when I was WEARING something nice" Freudian slip?? :) I realise now that in my older post I wrote

“A colleague used to make all sorts of nasty comments when I was feeling something nice”

instead of

“A colleague used to make all sorts of nasty comments when I was WEARING something nice”

Freudian slip?? :)

]]> By: Lily http://zenhabits.net/2007/08/the-cheapskate-guide-50-tips-for-frugal-living/#comment-75114 Lily Sat, 20 Jun 2009 22:03:13 +0000 http://zenhabits.net/2007/08/the-cheapskate-guide-50-tips-for-frugal-living/#comment-75114 I swap and sell in various ways. SWAP • make-up (but also clothes and books) on MakeUpAlley • clothes on BigWardrobe SELL • on eBay • used DVDs at Blockbuster • on my blog • CDs on artists' forum - if there is a marketplace section I swap and sell in various ways.

SWAP
• make-up (but also clothes and books) on MakeUpAlley
• clothes on BigWardrobe

SELL
• on eBay
• used DVDs at Blockbuster
• on my blog
• CDs on artists’ forum – if there is a marketplace section

]]> By: Ken http://zenhabits.net/2007/08/the-cheapskate-guide-50-tips-for-frugal-living/#comment-74920 Ken Fri, 19 Jun 2009 00:44:05 +0000 http://zenhabits.net/2007/08/the-cheapskate-guide-50-tips-for-frugal-living/#comment-74920 i have to admit that you are cheap. i am very very cheap but these tips might save me even more money......... thanks i have to admit that you are cheap. i am very very cheap but these tips might save me even more money……… thanks

]]> By: Cris http://zenhabits.net/2007/08/the-cheapskate-guide-50-tips-for-frugal-living/#comment-73610 Cris Wed, 10 Jun 2009 21:33:54 +0000 http://zenhabits.net/2007/08/the-cheapskate-guide-50-tips-for-frugal-living/#comment-73610 That was really good most of the stuff I do such as my own hair and nails, a week grocery list, energy saver(i love earth) travel less and so on but of course everyone cant follow all these rules... some ppl may live in the city or the country where stuff is waaaaay too far to ride a bike. we work out at home in simple stuff... we did buy the ab lounge which works by the way but everything else is pushups squats or just walking around that big suburban neighborhood lol...but that wouldnt have workd back in our old neighborhood(too many stray dogs lol) but i really like that list.....hopefully one day i will stop going to the mall... lol...but i like it so thats why i try to sub out other things that arent as important bc i love clothes(i shop clearance 90% of the time) but other things i can sacrifice like going out(been there done that) or eating out (i can throw down in the kitchen) so everybody has their own frugal side about them some are just more than others That was really good most of the stuff I do such as my own hair and nails, a week grocery list, energy saver(i love earth) travel less and so on but of course everyone cant follow all these rules… some ppl may live in the city or the country where stuff is waaaaay too far to ride a bike. we work out at home in simple stuff… we did buy the ab lounge which works by the way but everything else is pushups squats or just walking around that big suburban neighborhood lol…but that wouldnt have workd back in our old neighborhood(too many stray dogs lol) but i really like that list…..hopefully one day i will stop going to the mall… lol…but i like it so thats why i try to sub out other things that arent as important bc i love clothes(i shop clearance 90% of the time) but other things i can sacrifice like going out(been there done that) or eating out (i can throw down in the kitchen) so everybody has their own frugal side about them some are just more than others

]]> By: Wayne http://zenhabits.net/2007/08/the-cheapskate-guide-50-tips-for-frugal-living/#comment-73394 Wayne Tue, 09 Jun 2009 06:06:39 +0000 http://zenhabits.net/2007/08/the-cheapskate-guide-50-tips-for-frugal-living/#comment-73394 http://moneymakingsystemsthatworks.blogspot.com/ http://moneymakingsystemsthatworks.blogspot.com/

]]> By: Wayne http://zenhabits.net/2007/08/the-cheapskate-guide-50-tips-for-frugal-living/#comment-73393 Wayne Tue, 09 Jun 2009 06:05:06 +0000 http://zenhabits.net/2007/08/the-cheapskate-guide-50-tips-for-frugal-living/#comment-73393 Hi faux I think all I have to say is that STop all this Fantast Expenditure and live withing your means....The Rescession made me lose my jobs but anyway I joined Online opportunities and now Im making 4 Times my salary.....So I made a blog about it Check out The Systems Hi faux I think all I have to say is that STop all this Fantast Expenditure and live withing your means….The Rescession made me lose my jobs but anyway I joined Online opportunities and now Im making 4 Times my salary…..So I made a blog about it Check out The Systems

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