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	<title>Comments on: 20 Money Hacks: Tips and Tricks to Improve Your Finances</title>
	<atom:link href="http://zenhabits.net/2008/02/20-money-hacks-tips-and-tricks-to-improve-your-finances/feed/" rel="self" type="application/rss+xml" />
	<link>http://zenhabits.net/2008/02/20-money-hacks-tips-and-tricks-to-improve-your-finances/</link>
	<description>Simple Productivity</description>
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		<title>By: Lisa</title>
		<link>http://zenhabits.net/2008/02/20-money-hacks-tips-and-tricks-to-improve-your-finances/#comment-73708</link>
		<dc:creator>Lisa</dc:creator>
		<pubDate>Thu, 11 Jun 2009 10:20:14 +0000</pubDate>
		<guid isPermaLink="false">http://zenhabits.net/2008/02/20-money-hacks-tips-and-tricks-to-improve-your-finances/#comment-73708</guid>
		<description>Great tips! really smart one!</description>
		<content:encoded><![CDATA[<p>Great tips! really smart one!</p>
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	<item>
		<title>By: How to Save and be Free from Worry on Less Money &#124; Life Spotlight - No BS Fitness, Health and Living</title>
		<link>http://zenhabits.net/2008/02/20-money-hacks-tips-and-tricks-to-improve-your-finances/#comment-69144</link>
		<dc:creator>How to Save and be Free from Worry on Less Money &#124; Life Spotlight - No BS Fitness, Health and Living</dc:creator>
		<pubDate>Tue, 05 May 2009 20:15:04 +0000</pubDate>
		<guid isPermaLink="false">http://zenhabits.net/2008/02/20-money-hacks-tips-and-tricks-to-improve-your-finances/#comment-69144</guid>
		<description>[...] from the article &#8220;20 Money Hacks&#8221; from Zen Habits. [...]</description>
		<content:encoded><![CDATA[<p>[...] from the article &#8220;20 Money Hacks&#8221; from Zen Habits. [...]</p>
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	<item>
		<title>By: -&#62; 20 Money Hacks: Tips And Tricks To Improve Your Finances &#124; Bible Money Matters</title>
		<link>http://zenhabits.net/2008/02/20-money-hacks-tips-and-tricks-to-improve-your-finances/#comment-68148</link>
		<dc:creator>-&#62; 20 Money Hacks: Tips And Tricks To Improve Your Finances &#124; Bible Money Matters</dc:creator>
		<pubDate>Tue, 28 Apr 2009 17:47:37 +0000</pubDate>
		<guid isPermaLink="false">http://zenhabits.net/2008/02/20-money-hacks-tips-and-tricks-to-improve-your-finances/#comment-68148</guid>
		<description>[...] RSS feed or  via email. We appreciate you stopping by, and hope you&#039;ll come back for more! Over at ZenHabits.net they give 20 good tips on things you can do to improve your finances. Check it out, and start [...]</description>
		<content:encoded><![CDATA[<p>[...] RSS feed or  via email. We appreciate you stopping by, and hope you&#8217;ll come back for more! Over at ZenHabits.net they give 20 good tips on things you can do to improve your finances. Check it out, and start [...]</p>
]]></content:encoded>
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	<item>
		<title>By: Deposit Accounts</title>
		<link>http://zenhabits.net/2008/02/20-money-hacks-tips-and-tricks-to-improve-your-finances/#comment-66339</link>
		<dc:creator>Deposit Accounts</dc:creator>
		<pubDate>Thu, 16 Apr 2009 21:07:50 +0000</pubDate>
		<guid isPermaLink="false">http://zenhabits.net/2008/02/20-money-hacks-tips-and-tricks-to-improve-your-finances/#comment-66339</guid>
		<description>Great list.  Several of these suggestions will save you a lot of stress and provide you with more free time in addition to the money savings.</description>
		<content:encoded><![CDATA[<p>Great list.  Several of these suggestions will save you a lot of stress and provide you with more free time in addition to the money savings.</p>
]]></content:encoded>
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	<item>
		<title>By: Store Crowd</title>
		<link>http://zenhabits.net/2008/02/20-money-hacks-tips-and-tricks-to-improve-your-finances/#comment-65476</link>
		<dc:creator>Store Crowd</dc:creator>
		<pubDate>Wed, 08 Apr 2009 04:59:10 +0000</pubDate>
		<guid isPermaLink="false">http://zenhabits.net/2008/02/20-money-hacks-tips-and-tricks-to-improve-your-finances/#comment-65476</guid>
		<description>I&#039;d always thought that staying in &amp; watching Cable TV would help you save money (since you&#039;re not going out &amp; spending it on clothes or food etc). May also be the reason that companies like Netflix etc are thriving in the current economy.</description>
		<content:encoded><![CDATA[<p>I&#8217;d always thought that staying in &amp; watching Cable TV would help you save money (since you&#8217;re not going out &amp; spending it on clothes or food etc). May also be the reason that companies like Netflix etc are thriving in the current economy.</p>
]]></content:encoded>
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	<item>
		<title>By: Tips For Improving Your Financial Life… &#124; Performance Chiropractic Blog</title>
		<link>http://zenhabits.net/2008/02/20-money-hacks-tips-and-tricks-to-improve-your-finances/#comment-59212</link>
		<dc:creator>Tips For Improving Your Financial Life… &#124; Performance Chiropractic Blog</dc:creator>
		<pubDate>Mon, 02 Feb 2009 19:15:57 +0000</pubDate>
		<guid isPermaLink="false">http://zenhabits.net/2008/02/20-money-hacks-tips-and-tricks-to-improve-your-finances/#comment-59212</guid>
		<description>[...] 20 Money Hacks: Tips and Tricks to Improve Your Finances [...]</description>
		<content:encoded><![CDATA[<p>[...] 20 Money Hacks: Tips and Tricks to Improve Your Finances [...]</p>
]]></content:encoded>
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	<item>
		<title>By: Scootah</title>
		<link>http://zenhabits.net/2008/02/20-money-hacks-tips-and-tricks-to-improve-your-finances/#comment-55482</link>
		<dc:creator>Scootah</dc:creator>
		<pubDate>Sun, 04 Jan 2009 01:29:32 +0000</pubDate>
		<guid isPermaLink="false">http://zenhabits.net/2008/02/20-money-hacks-tips-and-tricks-to-improve-your-finances/#comment-55482</guid>
		<description>If you have debt, I don&#039;t understand why you have savings.

With the possible exception of your mortgage (and even then, only if you have a well negotiated mortgage IME) - no savings or investment schene on earth reliably or consistently pays returns that compare to the cost of debt in the modern credit market. The occasional stock buy or financial roulette spin might pay out enough that it was a better investment then just paying off your savings - but it really is a wild gamble on long odds. 

Pay off your debts, with the possible exception of your mortgage, then work on squirreling some money away. 5 years from now - your balance sheet will look a lot more positive.</description>
		<content:encoded><![CDATA[<p>If you have debt, I don&#8217;t understand why you have savings.</p>
<p>With the possible exception of your mortgage (and even then, only if you have a well negotiated mortgage IME) &#8211; no savings or investment schene on earth reliably or consistently pays returns that compare to the cost of debt in the modern credit market. The occasional stock buy or financial roulette spin might pay out enough that it was a better investment then just paying off your savings &#8211; but it really is a wild gamble on long odds. </p>
<p>Pay off your debts, with the possible exception of your mortgage, then work on squirreling some money away. 5 years from now &#8211; your balance sheet will look a lot more positive.</p>
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	<item>
		<title>By: aio-holic</title>
		<link>http://zenhabits.net/2008/02/20-money-hacks-tips-and-tricks-to-improve-your-finances/#comment-55449</link>
		<dc:creator>aio-holic</dc:creator>
		<pubDate>Sat, 03 Jan 2009 14:05:36 +0000</pubDate>
		<guid isPermaLink="false">http://zenhabits.net/2008/02/20-money-hacks-tips-and-tricks-to-improve-your-finances/#comment-55449</guid>
		<description>wow..
I think it&#039;s so interesting to read this post.
I think I&#039;ve got some inspiration about money..
whatever....
it&#039;s great post..</description>
		<content:encoded><![CDATA[<p>wow..<br />
I think it&#8217;s so interesting to read this post.<br />
I think I&#8217;ve got some inspiration about money..<br />
whatever&#8230;.<br />
it&#8217;s great post..</p>
]]></content:encoded>
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	<item>
		<title>By: usdfinance</title>
		<link>http://zenhabits.net/2008/02/20-money-hacks-tips-and-tricks-to-improve-your-finances/#comment-53336</link>
		<dc:creator>usdfinance</dc:creator>
		<pubDate>Tue, 09 Dec 2008 05:32:46 +0000</pubDate>
		<guid isPermaLink="false">http://zenhabits.net/2008/02/20-money-hacks-tips-and-tricks-to-improve-your-finances/#comment-53336</guid>
		<description>I personally was able to finally create my emergency fund by doing one thing, which is stopping impulsive buying altogether. 

Hopefully it will be complementary to the articles to share how I do exactly that</description>
		<content:encoded><![CDATA[<p>I personally was able to finally create my emergency fund by doing one thing, which is stopping impulsive buying altogether. </p>
<p>Hopefully it will be complementary to the articles to share how I do exactly that</p>
]]></content:encoded>
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	<item>
		<title>By: Adam Web Hosting Saver</title>
		<link>http://zenhabits.net/2008/02/20-money-hacks-tips-and-tricks-to-improve-your-finances/#comment-51195</link>
		<dc:creator>Adam Web Hosting Saver</dc:creator>
		<pubDate>Mon, 10 Nov 2008 08:00:45 +0000</pubDate>
		<guid isPermaLink="false">http://zenhabits.net/2008/02/20-money-hacks-tips-and-tricks-to-improve-your-finances/#comment-51195</guid>
		<description>While shopping online search for coupons and promos this can really save you allot of money.</description>
		<content:encoded><![CDATA[<p>While shopping online search for coupons and promos this can really save you allot of money.</p>
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