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	<title>Comments on: 10 Essential Money Skills for a Bad Economy</title>
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	<link>http://zenhabits.net/2009/02/10-essential-money-skills-for-a-bad-economy/</link>
	<description>Simple Productivity</description>
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		<title>By: Pitbike</title>
		<link>http://zenhabits.net/2009/02/10-essential-money-skills-for-a-bad-economy/#comment-73152</link>
		<dc:creator>Pitbike</dc:creator>
		<pubDate>Sat, 06 Jun 2009 16:27:39 +0000</pubDate>
		<guid isPermaLink="false">http://zenhabits.net/?p=2681#comment-73152</guid>
		<description>I think that we humans we have to learn many neccessary skills in order to be prosperous in the future. We need to learn something from that and something from that, Mike</description>
		<content:encoded><![CDATA[<p>I think that we humans we have to learn many neccessary skills in order to be prosperous in the future. We need to learn something from that and something from that, Mike</p>
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	<item>
		<title>By: Bad Economy</title>
		<link>http://zenhabits.net/2009/02/10-essential-money-skills-for-a-bad-economy/#comment-69953</link>
		<dc:creator>Bad Economy</dc:creator>
		<pubDate>Tue, 12 May 2009 14:02:20 +0000</pubDate>
		<guid isPermaLink="false">http://zenhabits.net/?p=2681#comment-69953</guid>
		<description>I got rid of credit cards, I keep one for some bill payments, but it has a zero balance.</description>
		<content:encoded><![CDATA[<p>I got rid of credit cards, I keep one for some bill payments, but it has a zero balance.</p>
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		<title>By: doublehelix</title>
		<link>http://zenhabits.net/2009/02/10-essential-money-skills-for-a-bad-economy/#comment-69881</link>
		<dc:creator>doublehelix</dc:creator>
		<pubDate>Mon, 11 May 2009 23:31:51 +0000</pubDate>
		<guid isPermaLink="false">http://zenhabits.net/?p=2681#comment-69881</guid>
		<description>Why did you remove ING from the optimize your banks section?</description>
		<content:encoded><![CDATA[<p>Why did you remove ING from the optimize your banks section?</p>
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	<item>
		<title>By: 10 Essential Money Skills for a Bad Economy &#171; kenchan&#8217;s blog</title>
		<link>http://zenhabits.net/2009/02/10-essential-money-skills-for-a-bad-economy/#comment-69114</link>
		<dc:creator>10 Essential Money Skills for a Bad Economy &#171; kenchan&#8217;s blog</dc:creator>
		<pubDate>Tue, 05 May 2009 16:13:15 +0000</pubDate>
		<guid isPermaLink="false">http://zenhabits.net/?p=2681#comment-69114</guid>
		<description>[...] 10 Essential Money Skills for a Bad Economy [Zen Habits] [...]</description>
		<content:encoded><![CDATA[<p>[...] 10 Essential Money Skills for a Bad Economy [Zen Habits] [...]</p>
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	<item>
		<title>By: Tips for Tough Times: Finding hidden opportunities, practical personal finance, and creative employee morale boosters &#124; The AppGap</title>
		<link>http://zenhabits.net/2009/02/10-essential-money-skills-for-a-bad-economy/#comment-63673</link>
		<dc:creator>Tips for Tough Times: Finding hidden opportunities, practical personal finance, and creative employee morale boosters &#124; The AppGap</dc:creator>
		<pubDate>Wed, 18 Mar 2009 12:03:34 +0000</pubDate>
		<guid isPermaLink="false">http://zenhabits.net/?p=2681#comment-63673</guid>
		<description>[...] 10 Essential Money Skills for a Bad Economy JD Roth in a guest post on Zen Habits about several personal finance initiatives. &#8220;When it comes to money, the best defense is a good offense. The best way to avoid fallout from the national economy is to take control of your personal economy. By developing smart financial habits, you can remain calm even in the midst of a financial crisis. (Well, mostly calm, anyhow.)&#8221; [...]</description>
		<content:encoded><![CDATA[<p>[...] 10 Essential Money Skills for a Bad Economy JD Roth in a guest post on Zen Habits about several personal finance initiatives. &#8220;When it comes to money, the best defense is a good offense. The best way to avoid fallout from the national economy is to take control of your personal economy. By developing smart financial habits, you can remain calm even in the midst of a financial crisis. (Well, mostly calm, anyhow.)&#8221; [...]</p>
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	<item>
		<title>By: Take a Tip. Share a Tip.</title>
		<link>http://zenhabits.net/2009/02/10-essential-money-skills-for-a-bad-economy/#comment-62866</link>
		<dc:creator>Take a Tip. Share a Tip.</dc:creator>
		<pubDate>Wed, 11 Mar 2009 07:04:51 +0000</pubDate>
		<guid isPermaLink="false">http://zenhabits.net/?p=2681#comment-62866</guid>
		<description>[...] And if you&#8217;re  interested in a few more tips for how to get along in this funky economy, check out: 10 Essential Money Skills for a Bad Economy [...]</description>
		<content:encoded><![CDATA[<p>[...] And if you&#8217;re  interested in a few more tips for how to get along in this funky economy, check out: 10 Essential Money Skills for a Bad Economy [...]</p>
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	<item>
		<title>By: Bad Economy Jobs</title>
		<link>http://zenhabits.net/2009/02/10-essential-money-skills-for-a-bad-economy/#comment-62825</link>
		<dc:creator>Bad Economy Jobs</dc:creator>
		<pubDate>Tue, 10 Mar 2009 23:39:09 +0000</pubDate>
		<guid isPermaLink="false">http://zenhabits.net/?p=2681#comment-62825</guid>
		<description>Woah! Lots of information to absorb. When everything around you is in shambles, it&#039;s easy to lose track. Getting that budget in order is definitely a good tip.</description>
		<content:encoded><![CDATA[<p>Woah! Lots of information to absorb. When everything around you is in shambles, it&#8217;s easy to lose track. Getting that budget in order is definitely a good tip.</p>
]]></content:encoded>
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	<item>
		<title>By: Reil</title>
		<link>http://zenhabits.net/2009/02/10-essential-money-skills-for-a-bad-economy/#comment-62548</link>
		<dc:creator>Reil</dc:creator>
		<pubDate>Mon, 09 Mar 2009 10:35:17 +0000</pubDate>
		<guid isPermaLink="false">http://zenhabits.net/?p=2681#comment-62548</guid>
		<description>Today was rice day, fifty-pound sacks of white rice in trucks bearing an elephant logo. The same happy elephant appeared on the bags, its head raised to the sky, the trunk curved like an S.
     &quot;Elephant,&quot; Todd said.
     He said it because a laborer was staring at it intently. Which meant he wasn&#039;t working.
     &quot;That&#039;s right,&quot; the man said. &quot;I couldn&#039;t remember the word.&quot;
     He was the only other human at the loading dock this morning. The man didn&#039;t have a name, just a number, like the rest of the robots.&lt;a href=&quot;http://www.short-stories.co.uk/&quot;&gt; Paris, at Night&lt;/a&gt;.</description>
		<content:encoded><![CDATA[<p>Today was rice day, fifty-pound sacks of white rice in trucks bearing an elephant logo. The same happy elephant appeared on the bags, its head raised to the sky, the trunk curved like an S.<br />
     &#8220;Elephant,&#8221; Todd said.<br />
     He said it because a laborer was staring at it intently. Which meant he wasn&#8217;t working.<br />
     &#8220;That&#8217;s right,&#8221; the man said. &#8220;I couldn&#8217;t remember the word.&#8221;<br />
     He was the only other human at the loading dock this morning. The man didn&#8217;t have a name, just a number, like the rest of the robots.<a href="http://www.short-stories.co.uk/"> Paris, at Night</a>.</p>
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	<item>
		<title>By: Gates VP</title>
		<link>http://zenhabits.net/2009/02/10-essential-money-skills-for-a-bad-economy/#comment-62461</link>
		<dc:creator>Gates VP</dc:creator>
		<pubDate>Sun, 08 Mar 2009 07:24:44 +0000</pubDate>
		<guid isPermaLink="false">http://zenhabits.net/?p=2681#comment-62461</guid>
		<description>OK, the Wealthy Barber is simply a horrible book.  Please start anywhere but there.  It&#039;s truly inane and a little misleading.  

He talks about 12% returns in a book written in 1989, just years after the era of 12% inflation.  He talks about &quot;saving 10%&quot;, but then he says that you also have to save money for retirement, which basically amounts to 25 or 30% savings for the average person.

Of course, he only mentions the retirement savings once.  He wants you believe that you can achieve wealth on a 10% savings plan (you probably can&#039;t).</description>
		<content:encoded><![CDATA[<p>OK, the Wealthy Barber is simply a horrible book.  Please start anywhere but there.  It&#8217;s truly inane and a little misleading.  </p>
<p>He talks about 12% returns in a book written in 1989, just years after the era of 12% inflation.  He talks about &#8220;saving 10%&#8221;, but then he says that you also have to save money for retirement, which basically amounts to 25 or 30% savings for the average person.</p>
<p>Of course, he only mentions the retirement savings once.  He wants you believe that you can achieve wealth on a 10% savings plan (you probably can&#8217;t).</p>
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	<item>
		<title>By: The Simple Dollar &#187; The Simple Dollar Weekly Roundup: Ticket Edition</title>
		<link>http://zenhabits.net/2009/02/10-essential-money-skills-for-a-bad-economy/#comment-62133</link>
		<dc:creator>The Simple Dollar &#187; The Simple Dollar Weekly Roundup: Ticket Edition</dc:creator>
		<pubDate>Wed, 04 Mar 2009 14:01:40 +0000</pubDate>
		<guid isPermaLink="false">http://zenhabits.net/?p=2681#comment-62133</guid>
		<description>[...] 10 Essential Money Skills for a Bad Economy I tend to think that these are essential skills in a good economy as well. (@ zen habits) [...]</description>
		<content:encoded><![CDATA[<p>[...] 10 Essential Money Skills for a Bad Economy I tend to think that these are essential skills in a good economy as well. (@ zen habits) [...]</p>
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